Investing for a better world
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Why is it important to take action?
Give your money the potential to grow while creating a positive impact for the planet.
How can you tell if your money is making a difference?
How can I find out more
Did you know your pensions could be invested in a way that helps the planet?
People, Governments and Organizations need to make big changes to stop the potential irreversible damage to this planet.
There doesn't need to be a trade off between financial returns and helping to create a better world.
Many Governments and companies all over the world are signing up to meet specific and measurable goals that will help create a better world.
If you are interested in investing for good your financial adviser will be able to talk you through whats right for you.
Right now our planet is facing some of the biggest challenges and we all have a role to play in helping to create a better future.
Most people try and do their bit by recycling, buying fair trade or travelling less. And while the small things can add up – we need to do so much more. The key to making a real difference could lie in an unlikely place – your pensions and investments. Where your money is invested could help play a significant role in shaping the future. Your money can be investing for good while having the opportunity to grow.
What if your pension could be invested in a way that helps the planet?...
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Education can help pull families and communities out of the cycle of poverty and open up opportunities for employment. . However, not everyone has access to education.
Poor education
children of primary school age out-of-school in 2014
60m
Air pollution is a risk factor for many of the leading causes of death including heart disease, stroke, lower respiratory infections, lung cancer, diabetes and chronic obstructive pulmonary disease (COPD).
Pollution
Unsafe water is one of the world’s largest health and environmental problems – particularly for the poorest in the world.
Lack of clean water
deaths occur each year due to people being having no other choice but to drink unsafe water.
1.2m
deaths each year are attributed to air pollution.
5m
Read more
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Source: Our World in Data based on IHME Global Burden of Disease (2017)
Source: Our World in Data based on World Bank EdStats (2015).
Adtalem Global Education provides undergraduate and graduate degree programs in medical, healthcare and general studies. In addition, the company offers a number of other services such as conferences, test preparation and subscriptions to business professionals in various areas including anti-money laundering.
Adtalem has high female representation on their board (44%), at total workforce level (79%) and is above the industry. The company is working towards improving diversity across its workforce as well as its students. 50% of its senior leadership positions are held by people from minority groups.
There is currently a nursing shortage in the US which only looks to get worse given the ageing population, ageing workforce and broadened access to public healthcare. Adtalem has managed to transform into a healthcare-focused workforce provider, well positioned to benefit from the increased demand. Its exposure to online and nursing education provides under-served students with unparalleled access to education that will have a positive impact on the society and the individuals themselves.
Who is Adtalem Global Education Inc?
Why does PruFund Planet invest in Adtalem Global Education Inc?
Making a difference in diversity
Beyond Meat
Who are Beyond Meat?
Why PruFund Planet invests in Beyond Meat?
Making a difference
Beyond Meat was created in 2009 with a goal of disrupting the world’s largest food category and re-defining meat by using plant-based meat substitutes to replace real meat which has a much larger carbon and resource footprint. All of their products are designed to deliver the same meaty taste and texture as animal-based meat, while meeting or exceeding the nutritional profile of its animal protein equivalent.
Plant based meat is now advanced enough to successfully start replacing beef and chicken in the most popular fast food chains and in stores. Their products are available at over 100,000 retail and foodservice outlets in over 80 countries worldwide. As more people become concerned with the environmental impact of eating meat, we expect demand for plant-based meat to rise significantly over the next few years.
Making meat from plants is making a difference: it has a positive impact on climate change by emitting less greenhouse gases, it is much more resource efficient by using less water and less land, thus addressing global resource constraints. Finally, it also improves animal welfare!
Reference to a specific company is not a recommendation to buy or sell shares in that company. For illustrative purposes only.
Source: Beyond Meat, June 2021
Case studies
99
%
Less water
90
Fewer greenhouse gas emissions
93
Less land
43
Less energy
PruFund Planet invest in a wide range of companies and projects around the world. Here are just some examples of where PruFund Planet invests.
Adtalem
Surbana Jurong
Adtalem Global Education
Responsible property investing in focus: Surbana Jurong
Our funding of Surbana Jurong’s new global headquarters will help to deliver a striking new campus that will push the boundaries of sustainable design in both construction and operation. Due for completion in 2022, the project is among the first buildings in Singapore to pilot Super Low Energy certification, rated Platinum under the Building and Construction Authority (BCA) Green Mark scheme for environmentally sustainable buildings.
Surbana Jurong represents a holistic green building, targeting low environmental impact and occupier wellness throughout its lifecycle. Overall, the building is targeting a minimum 40% saving (equivalent to 4,800 Mega Watt Hours per year) in net energy consumption versus the baseline requirement.
The building aims to be highly energy and resource efficient, featuring high efficiency air conditioning, smart metering, and efficient water management systems, including gardens designed to capture and reduce stormwater runoff. It is configured to optimise natural daylight and maintain internal temperature, whilst an innovative underfloor air distribution system offers improved ventilation.
Standing the test of time
Stats
BCA Platinum (Super Low Energy) certification Targeting 40% less energy consumption per year* Up to 36,000 litres of annual water savings
*versus baseline requirement
Let’s face it a big part of any investment decision is looking at the potential for returns alongside how much risk you are willing and able to take. Who doesn’t want their investments to grow. However, there’s often a misconception that investing to help people and the planet comes at a cost and somehow leads to poor returns. The Global Impact Investing Network, (GIIN) are an organisation who study the difference that investing for good can make and are committed to increasing it's scale and effectiveness around the world. A survey* carried out by GIIN showed that the overwhelming majority of respondents, reported that their investments had either met or exceeded their financial expectations. The same survey also goes on to show that over half of the investments looked at resulted in competitive returns. Of course as with any investment it can go down as well as up and you might not get back what you put in. It’s also important to know that past performance is not a guide to the future.
Source: Global Impact Investing Network, Annual Impact Investment Survey, 2020
The United Nations have created a number of goals in order to help tackle some of the world's biggest challenges. Governments and companies all over the world are signing up with the drive and ambition to find solutions and ways to help achieve these goals. Investing for good is one way that that you could help achieve these goals. Many funds in the market that invest for good, can be matched up to one or more of these goals. These investments have specific targets in helping to meet these goals and the companies are held accountable for that. A number of factors are then used to measure the positive outcomes for people and the planet. For example a company could have set a target to become carbon neutral by a specific date. Their progress towards achieving that goal would be tracked. Another example could be a company setting a target to have an inclusive and diverse board of directors by a date.
The diagram references the UN SDGs – ‘Sustainable Development Goals’. While we support the UN SDGs, please note that we are not associated with the UN and our funds are not endorsed by the organisation.
Investing for good
Each of us can make a difference. Together we can create change.
To find out more about investing for good – speak to your financial adviser.
Your adviser will be able to find the right solution for you.
